*{margin:0;padding:0;box-sizing:border-box}
:root{--primary:#0d3b66;--primary-light:#1d5a99;--accent:#e63946;--accent-hover:#c5303c;--light:#f1f5f9;--dark:#1e293b;--green:#16a34a;--gold:#eab308;--text:#374151;--radius:10px;--shadow:0 4px 20px rgba(0,0,0,.08)}
html{scroll-behavior:smooth}
body{font-family:'Segoe UI',system-ui,-apple-system,sans-serif;color:var(--text);line-height:1.7}
img{max-width:100%;height:auto}
a{text-decoration:none;color:inherit}
.container{max-width:1120px;margin:0 auto;padding:0 24px}

/* HEADER */
header{background:var(--primary);color:#fff;position:sticky;top:0;z-index:100;box-shadow:0 2px 12px rgba(0,0,0,.2)}
.header-top{background:rgba(0,0,0,.2);padding:7px 0;font-size:.8rem}
.header-top .container{display:flex;justify-content:flex-end;align-items:center;gap:24px}
.header-top a{color:rgba(255,255,255,.9);transition:color .2s}
.header-top a:hover{color:#fff}
.header-main .container{display:flex;justify-content:space-between;align-items:center;padding-top:14px;padding-bottom:14px}
.logo{font-size:1.25rem;font-weight:800;color:#fff;letter-spacing:-.3px}
.logo span{color:var(--accent)}
nav{display:flex;gap:4px;align-items:center}
nav a{color:#fff;font-size:.88rem;font-weight:500;padding:9px 16px;border-radius:8px;transition:background .2s}
nav a:hover,nav a.active{background:rgba(255,255,255,.12)}
.btn-nav{background:var(--accent) !important;font-weight:700;transition:background .2s}
.btn-nav:hover{background:var(--accent-hover) !important}
.mobile-toggle{display:none;background:none;border:none;color:#fff;font-size:1.6rem;cursor:pointer}

/* BUTTONS */
.btn-primary{background:var(--accent);color:#fff;padding:15px 34px;border-radius:8px;font-size:1rem;font-weight:700;border:none;cursor:pointer;display:inline-flex;align-items:center;gap:8px;transition:all .2s;box-shadow:0 4px 16px rgba(230,57,70,.3)}
.btn-primary:hover{background:var(--accent-hover);transform:translateY(-2px);box-shadow:0 6px 24px rgba(230,57,70,.4)}
.btn-outline{background:transparent;color:#fff;padding:15px 34px;border-radius:8px;font-size:1rem;font-weight:600;border:2px solid rgba(255,255,255,.4);cursor:pointer;display:inline-flex;align-items:center;gap:8px;transition:all .2s}
.btn-outline:hover{border-color:#fff;background:rgba(255,255,255,.1)}
.btn-white{background:#fff;color:var(--accent);padding:15px 34px;border-radius:8px;font-size:1rem;font-weight:700;border:none;cursor:pointer;display:inline-flex;align-items:center;gap:8px;transition:all .2s;box-shadow:0 4px 16px rgba(0,0,0,.15)}
.btn-white:hover{transform:translateY(-2px);box-shadow:0 6px 24px rgba(0,0,0,.2)}

/* HERO */
.hero{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-light) 60%,#2563eb 100%);color:#fff;padding:90px 0 70px;position:relative;overflow:hidden}
.hero::after{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:radial-gradient(circle,rgba(255,255,255,.04) 0%,transparent 70%);border-radius:50%}
.hero .container{position:relative;z-index:1;display:grid;grid-template-columns:1.3fr 1fr;gap:50px;align-items:center}
.hero h1{font-size:2.5rem;line-height:1.15;margin-bottom:18px;font-weight:900}
.hero h1 span{color:#fbbf24}
.hero-sub{font-size:1.12rem;opacity:.9;margin-bottom:28px;line-height:1.7}
.hero-trust{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:30px}
.hero-trust span{background:rgba(255,255,255,.12);padding:7px 16px;border-radius:24px;font-size:.84rem;font-weight:500}
.hero-buttons{display:flex;gap:14px;flex-wrap:wrap}
.hero-right{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:32px}
.hero-right .stat{text-align:center;padding:12px 0}
.hero-right .stat:not(:last-child){border-bottom:1px solid rgba(255,255,255,.1)}
.hero-right .stat-number{font-size:2.2rem;font-weight:900;color:#fbbf24}
.hero-right .stat-label{font-size:.84rem;opacity:.8;margin-top:2px}

/* PAGE HERO */
.page-hero{background:linear-gradient(135deg,var(--primary),var(--primary-light));color:#fff;padding:52px 0;text-align:center}
.page-hero h1{font-size:2.1rem;font-weight:900;margin-bottom:12px}
.page-hero p{opacity:.88;font-size:1.05rem;max-width:620px;margin:0 auto}
.breadcrumb{margin-top:14px;font-size:.83rem;opacity:.65}
.breadcrumb a{color:#fff;text-decoration:underline}

/* SECTIONS */
section{padding:75px 0}
.bg-white{background:#fff}
.bg-light{background:var(--light)}
.section-header{text-align:center;margin-bottom:52px}
.section-header h2{font-size:1.9rem;color:var(--dark);margin-bottom:10px;font-weight:800}
.section-header p{color:#64748b;max-width:600px;margin:0 auto;font-size:1.02rem}

/* TRUST BAR */
.trust-bar{background:#fff;padding:22px 0;border-bottom:1px solid #e2e8f0}
.trust-bar .container{display:flex;justify-content:center;align-items:center;gap:36px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:8px;font-size:.88rem;color:#64748b;font-weight:600}
.trust-item .ti{font-size:1.25rem}

/* GRID CARDS */
.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(310px,1fr));gap:26px}
.grid-4{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}

/* SERVICE CARD */
.svc-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:32px 28px;border:1px solid #e2e8f0;transition:all .25s}
.svc-card:hover{transform:translateY(-4px);box-shadow:0 8px 30px rgba(0,0,0,.1);border-color:var(--primary)}
.svc-card .svc-icon{font-size:2.4rem;margin-bottom:14px}
.svc-card h3{font-size:1.15rem;color:var(--dark);margin-bottom:8px;font-weight:700}
.svc-card p{color:#64748b;font-size:.9rem;margin-bottom:16px}
.svc-card a{color:var(--primary);font-weight:600;font-size:.9rem}
.svc-card a:hover{text-decoration:underline}

/* FEATURE CARD */
.feat-card{background:#fff;border-radius:var(--radius);padding:28px 24px;text-align:center;box-shadow:0 2px 10px rgba(0,0,0,.04);border:1px solid #e2e8f0;transition:transform .2s}
.feat-card:hover{transform:translateY(-3px)}
.feat-card .fi{font-size:2.2rem;margin-bottom:12px}
.feat-card h3{color:var(--dark);font-size:1rem;margin-bottom:6px;font-weight:700}
.feat-card p{color:#64748b;font-size:.87rem}

/* OBLIGATION BLOCK */
.oblig-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.oblig-text h2{font-size:1.6rem;color:var(--primary);margin-bottom:16px;font-weight:800}
.oblig-text p{margin-bottom:14px;color:#555}
.law-box{background:var(--light);border-left:4px solid var(--accent);padding:16px 20px;border-radius:0 var(--radius) var(--radius) 0;font-style:italic;color:#475569;margin:20px 0}
.check-list{list-style:none;display:flex;flex-direction:column;gap:12px}
.check-list li{background:#fff;padding:16px 18px;border-radius:var(--radius);display:flex;align-items:flex-start;gap:12px;box-shadow:0 1px 6px rgba(0,0,0,.05);border:1px solid #e2e8f0}
.check-list li .ck{color:var(--green);font-weight:700;flex-shrink:0}

/* TESTIMONIALS CAROUSEL */
.reviews-section{overflow:hidden}
.reviews-track{display:flex;gap:24px;animation:scrollReviews 40s linear infinite;width:max-content}
.reviews-track:hover{animation-play-state:paused}
.review-card{background:#fff;border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);border:1px solid #e2e8f0;min-width:340px;max-width:340px;flex-shrink:0}
.review-card .stars{color:var(--gold);font-size:1rem;margin-bottom:10px;letter-spacing:2px}
.review-card p{color:#555;font-size:.9rem;font-style:italic;margin-bottom:12px;line-height:1.6}
.review-card .author{font-weight:700;color:var(--dark);font-size:.88rem}
.review-card .author span{font-weight:400;color:#94a3b8}
@keyframes scrollReviews{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}

/* FAQ */
.faq-list{max-width:760px;margin:0 auto}
.faq-item{border:1px solid #e2e8f0;border-radius:var(--radius);margin-bottom:10px;overflow:hidden;background:#fff}
.faq-q{width:100%;background:none;border:none;padding:18px 24px;text-align:left;font-size:.98rem;font-weight:600;color:var(--dark);cursor:pointer;display:flex;justify-content:space-between;align-items:center;transition:background .2s;font-family:inherit}
.faq-q:hover{background:var(--light)}
.faq-q::after{content:'+';font-size:1.3rem;color:var(--primary);transition:transform .2s;font-weight:400}
.faq-item.active .faq-q::after{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.active .faq-a{max-height:400px}
.faq-a p{padding:0 24px 18px;color:#64748b;line-height:1.7;font-size:.92rem}

/* CTA BAND */
.cta-band{background:linear-gradient(135deg,var(--accent),#b91c1c);color:#fff;padding:56px 0;text-align:center}
.cta-band h2{font-size:1.85rem;margin-bottom:12px;font-weight:800}
.cta-band p{opacity:.92;margin-bottom:26px;font-size:1.05rem;max-width:600px;margin-left:auto;margin-right:auto;margin-bottom:26px}
.cta-band .phone-link{display:block;font-size:1.4rem;font-weight:800;margin-top:18px}
.cta-band .phone-link a{color:#fff;text-decoration:underline}

/* CONTACT PAGE */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.info-card{background:#fff;border-radius:var(--radius);padding:34px;box-shadow:var(--shadow);border:1px solid #e2e8f0;margin-bottom:24px}
.info-card h3{color:var(--dark);font-size:1.2rem;margin-bottom:20px;font-weight:700}
.c-detail{display:flex;align-items:flex-start;gap:14px;margin-bottom:18px;padding-bottom:18px;border-bottom:1px solid #f1f5f9}
.c-detail:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}
.c-detail .ci{font-size:1.4rem;width:42px;height:42px;background:var(--light);border-radius:8px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.c-detail h4{color:var(--dark);font-size:.92rem;margin-bottom:2px}
.c-detail p{color:#64748b;font-size:.88rem}
.c-detail a{color:var(--primary);font-weight:700}
.form-wrap{background:#fff;border-radius:var(--radius);padding:34px;box-shadow:var(--shadow);border:1px solid #e2e8f0}
.form-wrap h3{color:var(--dark);font-size:1.2rem;margin-bottom:4px}
.form-wrap .sub{color:#94a3b8;font-size:.86rem;margin-bottom:22px}

/* ABOUT */
.about-split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.about-text h2{font-size:1.55rem;color:var(--primary);margin-bottom:16px;font-weight:800}
.about-text p{margin-bottom:14px;color:#555;line-height:1.7}
.about-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.about-stat{text-align:center;background:var(--light);padding:22px 12px;border-radius:var(--radius)}
.about-stat .num{font-size:1.8rem;font-weight:900;color:var(--primary)}
.about-stat .lbl{font-size:.8rem;color:#64748b;margin-top:2px}
.values-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.value-card{background:#fff;border-radius:var(--radius);padding:26px 20px;text-align:center;box-shadow:0 2px 8px rgba(0,0,0,.04);border:1px solid #e2e8f0}
.value-card .vi{font-size:2rem;margin-bottom:10px}
.value-card h4{color:var(--dark);margin-bottom:6px;font-size:.98rem}
.value-card p{color:#64748b;font-size:.84rem}

/* SERVICES PAGE */
.svc-detail{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;margin-bottom:50px;padding-bottom:50px;border-bottom:1px solid #e2e8f0}
.svc-detail:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}
.svc-detail:nth-child(even){direction:rtl}
.svc-detail:nth-child(even) > *{direction:ltr}
.svc-detail-icon{font-size:5rem;text-align:center;background:var(--light);border-radius:var(--radius);padding:40px;display:flex;align-items:center;justify-content:center}
.svc-detail-text h2{font-size:1.4rem;color:var(--primary);margin-bottom:10px;font-weight:700}
.svc-detail-text p{color:#555;margin-bottom:12px}
.svc-detail-text ul{list-style:none;margin-bottom:16px}
.svc-detail-text ul li{padding:5px 0;color:#555;font-size:.92rem;display:flex;align-items:center;gap:8px}
.svc-detail-text ul li::before{content:'✓';color:var(--green);font-weight:700}

/* FOOTER */
footer{background:var(--dark);color:#fff;padding:44px 0 20px}
footer .container{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}
footer h4{font-size:.95rem;margin-bottom:14px;font-weight:700}
footer p,footer a{color:rgba(255,255,255,.65);font-size:.86rem}
footer a:hover{color:#fff}
footer ul{list-style:none;display:flex;flex-direction:column;gap:7px}
.footer-bottom{text-align:center;padding-top:22px;margin-top:22px;border-top:1px solid rgba(255,255,255,.08);font-size:.8rem;color:rgba(255,255,255,.4)}

/* FLOATING CTA */
.float-cta{position:fixed;bottom:20px;right:20px;z-index:99}
.float-cta a{background:var(--green);color:#fff;padding:14px 24px;border-radius:50px;display:flex;align-items:center;gap:10px;font-weight:700;font-size:.92rem;box-shadow:0 4px 20px rgba(22,163,74,.4);transition:transform .2s}
.float-cta a:hover{transform:scale(1.05)}

/* RESPONSIVE */
@media(max-width:768px){
.hero .container{grid-template-columns:1fr}
.hero h1{font-size:1.85rem}
.hero-right{margin-top:10px}
.oblig-grid,.about-split,.contact-grid,.svc-detail{grid-template-columns:1fr}
.svc-detail:nth-child(even){direction:ltr}
footer .container{grid-template-columns:1fr 1fr}
nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--primary);flex-direction:column;padding:12px;box-shadow:0 4px 12px rgba(0,0,0,.2)}
nav.open{display:flex}
.mobile-toggle{display:block}
.trust-bar .container{gap:14px}
.review-card{min-width:290px;max-width:290px}
.page-hero h1{font-size:1.65rem}
.about-stats{grid-template-columns:repeat(3,1fr);gap:10px}
}
